Death of Spouse

The death of a loved one can be one of life's most stressful events. To help you through this difficult time, here are some items of importance to consider which may affect your benefits under the Health Fund and Pension Plan.

Forms:

• Health Fund Designation of Beneficiary for Life Insurance Form
• Health Fund Dependent Enrollment Form
• Pension Plan Designation of Beneficiary Form

Additional Information:

Health Benefits

• Dependent Premium

Pension Benefits

• Retirement Benefit Options
• Death Benefits

Benefit Plan Checklist

• Please notify the Health Fund in writing of the passing of your spouse and be sure to include the date of death. If available, please attach a copy of the death certificate with your notification. If the death certificate is not available when you notify the Fund, please send a copy to the Administrative Office as soon as you receive it.
• If your spouse was your only covered dependent under the Health Fund you will no longer be required to pay the dependent premium.
• You may want to review your beneficiaryThis term means the person or persons whom a Participant last designates to receive benefits in the event of his or her death. However, if you have been married at least one year at the time of your death, your spouse will be your Beneficiary unless you and your spouse select a different Beneficiary. If there is no surviving designated Beneficiary, please refer to Section: NAMING OR CHANGING A BENEFICIARY BEFORE RETIREMENT on page 33 for details about the Plan's rules for designating a beneficiary and for paying benefits to a minor. Beneficiary designation forms are available from the Administrative Office. designation with the Health Fund and the Pension Plan and make any changes you deem appropriate. If you do not fill out a new beneficiary designation with either the Health Fund or Pension Plan, any life insurance or Pre-Retirement Death Benefit that may be due will be paid to the beneficiary listed on the most recent designation. If you listed your spouse as primary beneficiary, then your beneficiary will be your contingent beneficiary. If you would like to change your beneficiary designation for your life insurance, you must complete a Health Fund   Life Insurance Beneficiary . If you would like to change your beneficiary designation for the Pre-Retirement Death Benefit under the Pension Plan, please complete a Pension Plan Designation of Beneficiary Form . Changing your beneficiary for the Health Fund does not change your beneficiary for the Pension Plan and vice versa. Please see Forms referenced on this page.
• If you are a retiree receiving a pension with your spouse as your beneficiary or joint annuitant, and your spouse dies, please notify the Pension Plan immediately. Depending on the Retirement Benefit Option you chose when you retired, your monthly pension benefit may change.