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Pension Plan
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Applying for Retirement

So you finally made it to retirement. You owe yourself a pat on the back for all the work you have done to get to this point. To start receiving your pension, you need to apply for Retirement Benefits with the Pension Plan. Retirement Benefits are not paid automatically until the law requires it, usually after age 70-1/2April 1 following the year you turn 70-1/2 or January 1 following vesting if you are over age 70-1/2 when you vest.. Things you must know:

  • You have to be:
    • Vested, and
    • At least age 52 on your desired Retirement Date.
  • Retirement Benefit Application forms are NOT available through this website. Each Retirement Benefit Application is prepared exclusively for you at your request.
  • Make an appointment for retirement counseling with the Pension Benefits Department at least two months prior to your desired Retirement Date. Contact us by mail, fax, or phone.
  • You must submit your completed Retirement Benefit Application packet so that the Administrative Office receives it at least 31 days, but no more than 180 days, prior to your desired Retirement Date. This is required by law.
  • Retirement Dates are always the first of a month. You will be paid on the first of the month for that month starting on your Retirement Date. Your check will be mailed the business day prior to the first of a month. Or, if you choose to have your benefit payments electronically transferred to your account, the transfer will occur on the first business day of the month. The first of a month that falls on a Holiday or weekend will affect the timing of your benefit payment.

To get your pension started by a certain date, your completed Retirement Benefit Application form and documents must be sent to the Administrative Office so that they are received by the Administrative Office on or before the deadline. Think about when you want to start your benefits and find out when you should contact us and when your forms and documents need to be returned to us by looking at the Deadlines below. If we don't receive your completed Retirement Application packet, your Retirement Date will change to a future date, your benefit will start later and it will NOT be paid retroactively. In some cases if you don't provide certain parts of your application or supporting documents, the Joint & 50% Survivor Annuity with your spouse as Beneficiary will be your Retirement Benefit Option as required by law. You CANNOT change your Retirement Benefit Option on or after your Retirement Date, under any circumstance, not even death or divorce. It is a good idea to plan as far ahead as possible. Signatures must be notarized or witnessed by a Pension Plan Representative. You can cancel your application anytime until the business day before your Retirement Date, but not after. Once you miss a deadline, we cannot turn back time. NO exceptions will be made. Your Retirement Date will be moved to a future date.

The Pension Department maintains office hours from 8:30 am to 5:00 pm, Monday thru Friday, with the exception of Holidays.

Deadlines
You want your
Retirement Date to start your Retirement Benefits on:
Contact Us
As Early As:
Completed Retirement Benefit Application form
must be received by Administrative Office on or before:
Supporting Documents
must be received by Administrative Office on or before:
03/01/201709/02/201601/27/201702/14/2017
04/01/201710/03/201603/01/201703/14/2017
05/01/201711/02/201603/31/201704/14/2017
06/01/201712/05/201605/01/201705/12/2017
07/01/201701/02/201705/31/201706/14/2017
08/01/201702/02/201706/30/201707/14/2017
09/01/201703/06/201708/01/201708/14/2017
10/01/201704/04/201708/31/201709/14/2017
11/01/201705/05/201709/29/201710/13/2017
12/01/201706/05/201710/31/201711/14/2017
01/01/201807/05/201712/01/201712/14/2017
02/01/201808/07/201701/01/201801/12/2018
03/01/201809/04/201701/29/201802/14/2018
04/01/201810/03/201703/01/201803/14/2018
05/01/201811/02/201703/30/201804/13/2018
06/01/201812/04/201705/01/201805/14/2018
07/01/201801/02/201805/31/201806/14/2018
08/01/201802/02/201806/29/201807/13/2018
09/01/201803/05/201808/01/201808/14/2018
10/01/201804/04/201808/31/201809/14/2018
11/01/201805/07/201810/01/201810/12/2018
12/01/201806/04/201810/31/201811/14/2018
01/01/201907/05/201811/30/201812/14/2018
02/01/201908/06/201801/01/201901/14/2019
03/01/201909/03/201801/29/201902/14/2019
04/01/201910/03/201803/01/201903/14/2019
05/01/201911/02/201803/29/201904/12/2019
06/01/201912/03/201805/01/201905/14/2019
07/01/201901/02/201905/31/201906/14/2019
08/01/201902/04/201907/01/201907/12/2019
09/01/201903/05/201908/01/201908/14/2019
10/01/201904/04/201908/30/201909/13/2019
11/01/201905/06/201910/01/201910/14/2019
12/01/201906/04/201910/31/201911/14/2019
01/01/202007/05/201911/29/201912/13/2019
02/01/202008/05/201901/01/202001/14/2020
03/01/202009/03/201901/30/202002/14/2020
04/01/202010/04/201902/28/202003/13/2020
05/01/202011/04/201903/31/202004/14/2020
06/01/202012/04/201905/01/202005/14/2020
07/01/202001/03/202005/29/202006/12/2020
08/01/202002/03/202007/01/202007/14/2020
09/01/202003/05/202007/31/202008/14/2020
10/01/202004/06/202008/31/202009/14/2020
11/01/202005/05/202010/01/202010/14/2020
12/01/202006/04/202010/30/202011/13/2020
01/01/202107/06/202012/01/202012/14/2020
02/01/202108/05/202001/01/202101/14/2021
03/01/202109/02/202001/29/202102/12/2021
04/01/202110/05/202003/01/202103/12/2021
05/01/202111/02/202003/31/202104/14/2021
06/01/202112/03/202004/30/202105/14/2021
07/01/202101/04/202105/31/202106/14/2021
08/01/202102/02/202107/01/202107/14/2021
09/01/202103/05/202107/30/202108/13/2021
10/01/202104/05/202108/31/202109/14/2021
11/01/202105/05/202110/01/202110/14/2021
12/01/202106/04/202110/29/202111/12/2021
01/01/202207/05/202112/01/202112/14/2021
02/01/202208/05/202112/31/202101/14/2022
03/01/202209/02/202101/28/202202/14/2022
04/01/202210/04/202103/01/202203/14/2022
05/01/202211/02/202103/31/202204/14/2022
06/01/202212/03/202104/29/202205/13/2022
07/01/202201/03/202205/31/202206/14/2022
08/01/202202/02/202207/01/202207/14/2022
09/01/202203/07/202208/01/202208/12/2022
10/01/202204/04/202208/31/202209/14/2022
11/01/202205/05/202209/30/202210/14/2022
12/01/202206/06/202210/31/202211/14/2022

Holidays

Administrative Office and/or
Federal Holidays
Date
 New Year's Day 01/01/2018 (Monday)
 Martin Luther King Jr. Day 01/15/2018 (Monday)
 President's Day 02/19/2018 (Monday)
 Good Friday (closed at noon) 03/30/2018 (Friday)
 Memorial Day 05/28/2018 (Monday)
 Independence Day 07/04/2018 (Wednesday)
 Labor Day 09/03/2018 (Monday)
 Thanksgiving 11/22/2018 (Thursday) and 11/23/2018 (Friday)
 Christmas Eve 12/24/2018 (Monday)
 Christmas Day (Observed) 12/25/2018 (Tuesday)

Retirement Benefit Application Packet and Supporting Documents

When you contact us for an appointment, we will mail a Retirement Application packet for your review prior to the appointment. It contains the following:

  • Retirement Benefit Application form
  • Tax forms

The Retirement Benefit Application form is customized for your particular work history and demographic information. It contains all the Retirement Benefit Options available to you and an estimate of the benefit amounts under each option to help you make an informed decision about your financial future. The forms must be completed in their entirety and the required supporting documents must be received by the Administrative Office by the deadline noted on the Retirement Benefit Application form or as noted above. Supporting documents are required in addition to the Retirement Benefit Application. The supporting documents required depends on your marital status in the last five years and the Retirement Benefit Option you elect. A birth certificate, passport, naturalization papers, baptismal papers or military separation papers are all acceptable proof of date of birth for your Beneficiary or you. A driver's license is not acceptable proof of date of birth. Documents submitted must be in English. If you have any foreign language documents, please submit a certified translated copy in addition to the original foreign language document.

Supporting Documents
Supporting Documents
Your Marital
Status
Retirement Benefit Option Supporting Documents Required

Never Married

  • Five-Year Certain & Life Annuity
  • Ten-Year Certain & Life Annuity
  • Lump Sum
  • Your Proof of Date of Birth
  • Social Security Adjustment Benefit 62 OR 65
  • Your Proof of Date of Birth
  • SSA Benefits Estimate
  • Joint & Survivor Annuity 50%, 66-2/3%, 75% OR 100%
  • Joint & Survivor Annuity with Pop-up 50%, 66-2/3%, 75% OR 100%
  • Your Proof of Date of Birth
  • Your Beneficiary’s Proof of Date of Birth
Married and
NOT Divorced within the last five years
  • Five-Year Certain & Life Annuity
  • Ten-Year Certain & Life Annuity
  • Lump Sum
  • Your Proof of Date of Birth
  • Your Marriage Certificate
  • Social Security Adjustment Benefit 62 OR 65
  • Your Proof of Date of Birth
  • SSA Benefits Estimate
  • Your Marriage Certificate
  • Joint & Survivor Annuity 50%, 66-2/3%, 75% OR 100%
  • Joint & Survivor Annuity with Pop-up 50%, 66-2/3%, 75% OR 100%
  • Your Proof of Date of Birth
  • Your Beneficiary’s Proof of Date of Birth
  • Your Marriage Certificate

Married and
Divorced within the last five years

  • Five-Year Certain & Life Annuity
  • Ten-Year Certain & Life Annuity
  • Lump Sum
  • Your Proof of Date of Birth
  • Your Marriage Certificate
  • Your entire Divorce Decree including settlement agreement
  • Social Security Adjustment Benefit 62 OR 65
  • Your Proof of Date of Birth
  • SSA Benefits Estimate
  • Your Marriage Certificate
  • Your entire Divorce Decree including settlement agreement
  • Joint & Survivor Annuity 50%, 66-2/3%, 75% OR 100%
  • Joint & Survivor Annuity with Pop-up 50%, 66-2/3%, 75% OR 100%
  • Your Proof of Date of Birth
  • Your Beneficiary’s Proof of Date of Birth
  • Your Marriage Certificate
  • Your entire Divorce Decree including settlement agreement

Divorced
Within the last five years

  • Five-Year Certain & Life Annuity
  • Ten-Year Certain & Life Annuity
  • Lump Sum
  • Your Proof of Date of Birth
  • Your entire Divorce Decree including settlement agreement
  • Social Security Adjustment Benefit 62 OR 65
  • Your Proof of Date of Birth
  • SSA Benefits Estimate
  • Your entire Divorce Decree including settlement agreement
  • Joint & Survivor Annuity 50%, 66-2/3%, 75% OR 100%
  • Joint & Survivor Annuity with Pop-up 50%, 66-2/3%, 75% OR 100%
  • Your Proof of Date of Birth
  • Your Beneficiary’s Proof of Date of Birth
  • Your entire Divorce Decree including settlement agreement

Divorced
More than five years ago

  • Five-Year Certain & Life Annuity
  • Ten-Year Certain & Life Annuity
  • Lump Sum
  • Your Proof of Date of Birth
  • Your Divorce Decree showing your Date of Divorce
  • Social Security Adjustment Benefit 62 OR 65
  • Your Proof of Date of Birth
  • SSA Benefits Estimate
  • Your Divorce Decree showing your Date of Divorce
  • Joint & Survivor Annuity 50%, 66-2/3%, 75% OR 100%
  • Joint & Survivor Annuity with Pop-up 50%, 66-2/3%, 75% OR 100%
  • Your Proof of Date of Birth
  • Your Beneficiary’s Proof of Date of Birth
  • Your Divorce Decree showing your Date of Divorce

Widowed and
NOT Divorced in the last five years

  • Five-Year Certain & Life Annuity
  • Ten-Year Certain & Life Annuity
  • Lump Sum
  • Your Proof of Date of Birth
  • Your Deceased Spouse’s Death Certificate
  • Social Security Adjustment Benefit 62 OR 65
  • Your Proof of Date of Birth
  • SSA Benefits Estimate
  • Your Deceased Spouse’s Death Certificate
  • Joint & Survivor Annuity 50%, 66-2/3%, 75% OR 100%
  • Joint & Survivor Annuity with Pop-up 50%, 66-2/3%, 75% OR 100%
  • Your Proof of Date of Birth
  • Your Beneficiary’s Proof of Date of Birth
  • Your Deceased Spouse’s Death Certificate

Widowed and
Divorced within the last five years

  • Five-Year Certain & Life Annuity
  • Ten-Year Certain & Life Annuity
  • Lump Sum
  • Your Proof of Date of Birth
  • Your Deceased Spouse’s Death Certificate
  • Your entire Divorce Decree including settlement agreement
  • Social Security Adjustment Benefit 62 OR 65
  • Your Proof of Date of Birth
  • SSA Benefits Estimate
  • Your Deceased Spouse’s Death Certificate
  • Your entire Divorce Decree including settlement agreement
  • Joint & Survivor Annuity 50%, 66-2/3%, 75% OR 100%
  • Joint & Survivor Annuity with Pop-up 50%, 66-2/3%, 75% OR 100%
  • Your Proof of Date of Birth
  • Your Beneficiary’s Proof of Date of Birth
  • Your Deceased Spouse’s Death Certificate
  • Your entire Divorce Decree including settlement agreement

Applying for Death Benefits

Your Beneficiary or a representative of your estate/living trust should contact the Administrative Office to let us know of your demise. Initially, a death certificate will be requested from your Beneficiary or a representative of your estate/living trust so that we may determine what benefits may be due to them under the Pension Plan. Depending on your marital status and whether you are vested or retired under the Pension Plan, we may require more documents. If you are doing some estate planning, please contact us and we will be happy to provide you information to plan for your financial future.