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How The DeltaCare USA Dental HMO Works

DeltaCare USA (DHMO) differs from the DPO in the way it provides dental care. The DHMO works just like a medical HMO. It provides coverage for preventive, basic and major care services through its network of dental care providers. Except in certain emergency situations, you and your covered dependents must receive all your dental care from the DHMO network of dentistsA doctor of dentistry who is licensed to practice dentistry at the time and place involved where the particular dental procedure was rendered. in order to receive benefits. There are no annual deductibles, no claim forms to complete and no annual or lifetime dollar maximums.

When you enroll in the DHMO, you must choose a primary care dentist (PCD) from the DHMO network for yourself and each family member you cover. You must see your PCD each time you need dental care. Once enrolled, you will receive a DeltaCare USA membership packet that includes an identification card and an Evidence of Coverage (EOC) booklet that fully describes the benefits under the program. Also included in this packet are the name, address and phone number of the PCD you selected.




Sub-Topics:
Paying For Your Care
Getting The Most From Your Plan
Looking At Eligible And Ineligible Expenses