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Pension Plan
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Other Benefits

Terminal Illness Benefit

If a Participant qualifies for a Terminal Illness Benefit,the Participant,
with the consent of the spouse or Qualified Domestic Partner Your same-sex domestic partner for whom you have submitted to the Administrative Office an Affidavit of Domestic Partnership, along with supporting documentation, and who meets the criteria in such Affidavit. Generally, the Participant and domestic partner must have a committed same-sex relationship similar to marriage that has been in existence for at least six months. No person shall be considered a Qualified Domestic Partner prior to the time a complete Affidavit has been submitted to the Administrative Office. , may elect to receive a lump sum payment equal to 75% of the amount of the Normal Death Benefit (see page 23) which would have been payable to the Beneficiary if he or she died on the effective date of the Terminal Illness Benefit. The remainder of the Participant's accrued benefit will be payable on his or her Normal Retirement Date Normal Retirement Date is the first day of the month following the date the Participant has both reached age 65 and completed the required participation in the Plan. if he or she is then alive; however, the Participant will not be allowed to elect an optional form of benefit. The amount of the Participant's Normal Retirement Benefit will be reduced by the actuarial equivalent of the Terminal Illness Benefit the Participant previously received. If the Participant dies prior to his or her Normal Retirement Date, the spouse, Qualified Domestic Partner, or beneficiaryThis term means the person or persons whom a Participant last designates to receive benefits in the event of his or her death. However, if you have been married at least one year at the time of your death, your spouse will be your Beneficiary unless you and your spouse select a different Beneficiary. If an Affidavit of Domestic Partnership has been on file with the Administrative Office for at least one year at the time of your death, your Qualified Domestic Partner will be your Beneficiary, unless you select a different Beneficiary. If there is no surviving designated Beneficiary, please refer to Section: NAMING OR CHANGING A BENEFICIARY BEFORE RETIREMENT on page 33 for details about the Plan's rules for designating a beneficiary and for paying benefits to a minor. Beneficiary designation forms are available from the Administrative Office. will be entitled to the remainder of the Normal Death Benefit under Article V of the Plan (see page 23). The amount of the Normal Death Benefit will be reduced by the actual amount of the Terminal Illness Benefit the Participant
received.

A Participant who meets all of the following conditions will be eligible for a Terminal Illness Benefit:

  1. The Participant qualifies for a Normal Death Benefit;
  2. The Participant files an application, which includes a certification from a physician who is legally authorized to practice medicine that the Participant is terminally ill and has a life expectancy of less than one year. The Participant may also be required to submit to an examination by a physician selected by the Directors;
  3. The Participant demonstrates that he or she has not worked in employment covered by the Plan during a 30-consecutive-day period which includes the date the application was filed;
  4. If the Participant is married and the spouse or Qualified Domestic Partner consents to waive the Surviving Spouse Benefit described on page 27. (The Participant (with consent from the spouse or Qualified Domestic Partner) must also waive the 50% Joint and Survivor Annuity, as described on page 16 to receive a lump sum.); and
  5. The Participant is not eligible to retire under any other provision of the Plan.

Accordingly, if an otherwise eligible Participant does not affirmatively elect (and/or his spouse or Qualified Domestic Partner Your same sex domestic partner for whom you have submitted to the Administrative Office an Affidavit of Domestic Partnership with the Pension Plan, along with supporting documentation, and who meets the criteria in such Affidavit. Generally, the Participant and domestic partner must have a committed same sex relationship similar to marriage that has been in existence for at least six months. No person shall be considered a Qualified Domestic Partner prior to the time a complete Affidavit has been submitted to the Administrative Office. does not consent if applicable) to receive the Terminal Illness Benefit, the benefits payable on behalf of such Participant will be paid in accordance with the Five-Year Certain and Life Annuity for unmarried Participants, and Joint and 50% Survivor Annuity for married Participants or Participants with a Qualified Domestic Partner, unless the Participant chooses another benefit payment option in accordance with the applicable rules set forth under page 16.

For any questions or an estimate of the Terminal Illness Benefit, please call the Administrative Office.